BUS 110 Personal Finance

Sections 1 & 2

Spring 2009

 

Final Exam for 10:50AM Class:  May 14, Thursday, 10:30 AM to 12:30PM, Room 271

Final Exam for 6:00PM Class: May 18, Monday, 6:00PM to 8:00PM, Room 271

 

 Dictionary Online

bullet Syllabus Spring 2009
bulletFinal Exam Schedule: TBA

 

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Grading Scale with plus or minus letter equivalencies:

 

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A 100 - 97

B   89 - 86

C  77 - 74

D  65 - 63

A- 96  -93

B-  85 - 82

C- 73 - 70

D- 62 - 60

B+ 92  -90

C+ 81 - 78

D+ 69 - 66

F< 59

           

bullet Text Book Web Site
bullet Time Value of Money Charts for Chapter 1
bullet Power Point for Chapter 1 for the 9th Edition
bullet Power Point for Chapter 3 for the 9th Edition
bulletWork Sheet 17 to be competed
bulletWork Sheet 17 answered
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bulletFinancial Ratios

Extra Credit worth 4 points added to Exam One when you correctly answer the questions to either Case Study 5, MONEY MANAGEMENT or Case 6 INTRODUCTION TO CONSUMER CREDIT. Select one case, and earn 4 points added to your exam grade.

Extra Credit worth 4 points added to Exam Two when you correctly answer the questions to either Case Study 8, Consumer Purchasing Strategies and Legal Protection or Case 10 Property and Vehicle Insurance Select one case, and earn 4 points added to your exam grade.

             Extra Credit worth 4 points on Exam 3:  Write a one page summary of "Secrets of History of Credit Card......" , interview with Dr. Elizabeth Warren of Harvard University which is on Reserve in the UWWC Library.

Newspaper Articles and Other Reports:

bullet"Fine Print Growing Profit Source for Banks: Fees From Riskiest Card Holders", Wall Street Journal July 6, 2004
bullet"Morgan Stanley Settles Sex Discrimination Suit", Wall Street Journal, July 12, 2003
bullet"Tracking the Numbers/Street Sleuth: CoCos May Lose Their Advantage", Wall Street Journal. July 19,2004, C3
bullet "How Morgan Stanley and your Financial Advisor are compensated for investments and services" by Morgan Stanley 2004
bullet "Fed Moves Rekindle Interest in Saving", Wall Street Journal, Sept. 22, 2004
bullet"MBNA Credit Card Account --Rates--Payment Date--Equal Credit Opportunity--Default APR Pricing", Oct 2004
bullet"Spitzer Charges Bid Rigging in Insurance", Front Page, Wall Street Journal, October 15, 2004
bullet"Life Insurers Raise Coverage Limits -- A 3O year old......", Wall Street Journal, Oct. 27, 2004

On the Net:

bulletFinancial Calculators "The Internet's Best Financial Calculators"
bulletWall Street Journal's new tool allows you to "See cost-of-living data, education resources, arts and recreation activities, crime statistics and additional sources of information for more than 300 cities and metro areas". Click on New Cities Profiles for any State.

          Or use enter your zip code to find the Demographics, Crime, Housing, Family Facts, Education, Economy, Health, Climate by:

bulletChapter 4:   Federal Government Income Tax Forms on line
bulletChapter 4:   Federal Income Tax Forms
bullet                      Form 1040
bullet                      Form 1040 EZ
bullet                      Form  8863:  Education Credit : Hope and Lifetime Learning Credits\
bullet                      Typical Federal Tax Forms for 2008
bulletChapter 6 & 7: 
bullet                                          American Consumer Credit Counseling Mission Statement:
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bulletAnother Web Site to help you resolve your debt!                "InCharge Debt Solutions is a national, non-profit, credit counseling agency offering confidential and professional budget counseling, debt management, and financial education programs to consumers across America. Our goal is your financial independence!"
bulletHow many years to pay off a credit card, if you make the minimum payment?
bullet            (Try a debt of $10000, at 24.99%, with a 2% minimum payment percent) 
bullet            How many years will it take to pay off this debt?
bulletFighting Back Against Identity Theft -Federal Trade Commission (get you free credit report)
bullet Chapter 8: Consumer Decision Making Styles Inventory--Your Consumer Choices
bulletChapter 12:   How much Life Insurance do I need?
bullet                    Get an Life Insurance quote
bulletChapter 13:   "Money 101:  Basics of Investing"  By CNNMONEY.COM
bulletChapter 14     "Money 101:  Investing in Stocks" by CNNMONEY.com
bullet                    Investment Pyramid
bulletChapter 18:   Play the longevity game by Northwestern Insurance Company
bulletChapter 19:   Provide do-it-yourself legal solutions for consumers and small businesses
bullet                    Do you need a will or trust? (audio on the net - click to on this play)

 

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 Power Point Slides

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